Back to Articles|Published on October 29, 2026|12 min read

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Who Regulates Your Business Phone in the US?

FCC, FTC, state commissions or attorneys general? A plain map of who handles which business phone problem in the US, and how to file a complaint.

By Auto Attendant Editorial

Who Regulates Your Business Phone in the US?

Summary

  1. 01The FCC covers phone companies and networks, the FTC targets deceptive telemarketing and scams, states add oversight, and courts hear private TCPA claims.
  2. 02Start service, billing and porting disputes with the provider. If the FCC serves a complaint, the provider must respond in writing within 30 days of receiving it.
  3. 03FCC unwanted-call complaints and FTC reports support enforcement, but neither agency resolves your individual unwanted-call case.
  4. 04Most telemarketing calls to businesses are exempt from the Telemarketing Sales Rule, but its anti-deception rules still apply.
  5. 05State authority depends on your location and service type. Check whether your state commission accepts complaints about your service before filing.
Inside this article
  1. 01The short answer
  2. 02The map: who covers what
  3. 03The FCC: phone companies, numbers, robocalls, billing
  4. 04The FTC: telemarketing, Do Not Call, scams
  5. 05State regulators and attorneys general
  6. 06Courts: your own TCPA claim
  7. 07Decision table: which problem goes where
  8. 08Before you complain: go to the provider first, with evidence
  9. 09What a complaint can and cannot do
  10. 10If you are in Canada
  11. 11FAQ

The short answer

In the US, no single agency "owns" your business phone line. Roughly:

  • The FCC regulates the phone companies and the network: numbers, porting, billing practices, robocall and caller ID rules, and most service complaints.
  • The FTC goes after the people misusing the phone: telemarketers, scammers, deceptive sellers. It runs the National Do Not Call Registry.
  • States add their own layer: public utility commissions over parts of phone service, and attorneys general over consumer fraud and some federal phone laws.
  • Courts handle private lawsuits under the Telephone Consumer Protection Act (TCPA).

Knowing which one to contact saves you a wasted complaint. This guide covers the US as of October 2026; it is educational, not legal advice.

30 daysProvider response deadline after receiving an FCC-served complaint
$53,088Maximum civil penalty per violation for telemarketers who call registered consumers
$500TCPA damages per qualifying violation, or actual monetary loss if greater

The map: who covers what

AreaMain federal bodyWhat it does for you
Your phone company's service, billing, porting, outagesFCCInformal complaints, forwarded to the provider for a written response
Robocalls, spoofed caller ID, TCPA rulesFCC (rules and enforcement)Takes reports to inform enforcement; does not resolve individual unwanted-call complaints
Telemarketing sales practices, Do Not Call Registry, phone scamsFTCEnforces the Telemarketing Sales Rule; takes fraud reports
Local utility regulationState public utility commissionsVaries by state and by type of service
Consumer fraud; enforcement of spoofing and TCPA provisionsState attorneys generalInvestigate and sue on behalf of state residents
Your own damages for illegal callsCourtsTCPA private lawsuits

Sources for each row follow in the sections below.

Figure 01
FCC and FTC: which agency handles what?
FCC: phone service and networks
  • Covers numbers, porting, billing practices, robocall and caller ID rules, and most service complaints.
  • If it serves a complaint, the provider must respond in writing to you and the FCC within 30 days of receiving it.
  • Uses unwanted-call and text complaints to inform policy and potential enforcement; does not resolve individual complaints.
FTC: telemarketing and scams
  • Targets telemarketers, scammers and deceptive sellers, and runs the National Do Not Call Registry.
  • Use DoNotCall.gov to report a call without losing money; use ReportFraud.ftc.gov for money lost or information about the caller.
  • Reports support investigations and call-blocking data; the FTC cannot respond to each report.

The FCC: phone companies, numbers, robocalls, billing

The FCC's informal complaint process covers anyone with "a problem with phone equipment or services, internet service, or TV and radio services" [1]. Practical points from that page:

  • How: online at fcc.gov/complaints (the FCC says online is "the most effective way"), by phone at 1-888-CALL-FCC (1-888-225-5322), or by mail.
  • Cost: "There is no filing charge for an informal complaint," and you do not need a lawyer.
  • Provider first: "Before filing a complaint with the FCC, you should try to resolve the issue with your provider."
  • What it covers: "access and billing concerns and issues with advertised service speeds, number porting, equipment, unwanted calls and texts, and more."
  • What happens: the FCC may serve the complaint on the provider. If it does, "The service provider must respond within 30 days of receiving the complaint," in writing, to you and to the FCC, and may contact you directly.
  • Wrong agency: "If FCC does not have legal authority to resolve your complaint, we may direct you to another agency that can help."

The FCC also sets rules that give you leverage before you complain:

  • Billing. Under the truth-in-billing rule, each carrier bill must "prominently display" a toll-free number to "inquire or dispute any charges," and carriers "shall not place or cause to be placed on any telephone bill charges that have not been authorized by the subscriber" [2].
  • Porting. Interconnected VoIP providers must "facilitate" a valid porting request to or from a carrier or another VoIP provider, and may not sign agreements that prohibit a customer from porting [3]. A port that is being stalled is a legitimate FCC complaint. Our porting guide covers the steps that prevent most delays.

Unwanted calls are different

For unwanted calls and texts, the FCC is explicit: "We do not resolve individual unwanted call or text complaints," but complaints are used "to inform policy decisions and as the basis of potential enforcement actions" [4]. The form has separate paths:

  • Unwanted calls or texts: Phone Issue "unwanted calls/texts," sub-issue "all other unwanted calls/messages."
  • Your own number is being spoofed, blocked, or labeled as potential spam: Phone Issue "unwanted calls/texts," sub-issue "my own number is being spoofed" [4].

If your number is being labeled spam, the complaint is one step; the practical fixes are in our guide to why a business number shows up as spam.

The FTC: telemarketing, Do Not Call, scams

The FTC enforces the Telemarketing Sales Rule (TSR), which covers "a plan, program, or campaign ... to induce the purchase of goods or services or a charitable contribution" involving more than one interstate call; the FTC notes that the FCC regulates both intrastate and interstate calling [5].

Three things a business owner should know:

  1. Calls to your business are mostly exempt from the TSR, but not from its anti-deception rules. The rule exempts calls between a telemarketer and a business, except that the exemption does not cover the bans on misrepresenting material information and on false or misleading statements to induce payment, and does not cover retail sales of nondurable office or cleaning supplies [6][7]. The eCFR shows that section was amended in April 2024. So a scam "directory listing" or "toner" call to your office is still something to report.
  2. The Do Not Call Registry. The FTC's FAQ describes it as free registration for "your home or cell phone number"; it tells registered telemarketers which numbers not to call but "doesn't block calls," so it does not stop scammers [8]. Telemarketers who call registered consumers face civil penalties of up to $53,088 per violation [5].
  3. Where to report. "If you didn't lose money and just want to report a call, use the streamlined reporting form at DoNotCall.gov. If you've lost money to a phone scam, or if you have information about the company or scammer who called you, report it at ReportFraud.ftc.gov" [8].

Like the FCC, the FTC does not answer each report: "The FTC gets millions of reports each year, so we can't respond to each one." Reports are analyzed by the FTC and other agencies, and reported numbers are released "each business day" to carriers and partners working on call blocking and labeling [8].

If the call that hurt you is your own outbound marketing, the TSR and Do Not Call rules apply to you as the caller, which is a separate topic.

Before filing a complaint with the FCC, you should try to resolve the issue with your provider.

State regulators and attorneys general

Public utility commissions. Every state has a commission that regulates utilities. The National Association of Regulatory Utility Commissioners (NARUC) keeps a directory of commissions for all 50 states, DC, Guam and Puerto Rico [9]. How much a commission can do about your phone depends on the state and the type of service, and its authority over internet-based (VoIP) service is limited and contested. In 2004 the FCC preempted Minnesota's attempt to apply traditional phone-company entry and certification rules to Vonage's DigitalVoice service, because its interstate and intrastate parts could not be separated [10]. The Eighth Circuit upheld that preemption for "nomadic" VoIP in Minnesota PUC v. FCC, 483 F.3d 570 (2007) [11]. In Charter Advanced Services v. Lange, 903 F.3d 715 (8th Cir. 2018), the same court treated Charter's fixed VoIP service as an "information service" and held Minnesota's regulation of it preempted; the Supreme Court declined review in 2019 [12]. The FCC itself has never formally classified interconnected VoIP as a telecommunications or an information service, and states keep some roles: they collect 911 fees on VoIP lines and may assess state universal service charges on nomadic VoIP. Outside the Eighth Circuit, the fixed-VoIP question is not settled nationally. In practice: check your state commission's own complaint page to see whether it accepts complaints about your type of service before you file.

Attorneys general. Each state, DC and the territories have an attorney general [13]. Federal phone law gives them specific powers: a state attorney general can sue in federal court to enforce the caller ID spoofing ban on behalf of state residents [14]. Their consumer protection offices are also the usual place for local scams.

Courts: your own TCPA claim

The TCPA lets a person or entity bring a case in state court, where state rules allow, to stop a violation and to recover "actual monetary loss from such a violation, or to receive $500 in damages for each such violation, whichever is greater" [14]. A separate private right covers someone who received "more than one telephone call within any 12-month period by or on behalf of the same entity" in violation of the Do Not Call regulations [14]. Whether a particular call qualifies is a question for a lawyer.

Decision table: which problem goes where

ProblemFirst stopThenSource
Wrong or unexplained charges on your phone billProvider's dispute number on the billFCC informal complaint47 CFR 64.2401; FCC
Number port stalled or refusedBoth providers, in writingFCC informal complaint (porting is a listed category)FCC; 47 CFR 52.34
Service outage or poor serviceProviderFCC; state commission if it covers your service typeFCC; NARUC
Unwanted sales calls or robocalls, no money lostDoNotCall.govFCC unwanted-calls complaintFTC; FCC
Phone scam, money lostReportFraud.ftc.govLocal police; state attorney generalFTC; NAAG
Your number is spoofed or labeled spamFCC: "my own number is being spoofed"Your carrierFCC
Charged after returning a one-ring callYour phone companyFCC complaint; FTC for international scamsFCC, One Ring
Deceptive sales call to your businessReportFraud.ftc.govState attorney general16 CFR 310.6(b)(7)

Before you complain: go to the provider first, with evidence

Both the FCC's general guidance and its one-ring guide say to start with the provider: "first try to resolve the matter with your telephone company. If you are unable to resolve it directly, you can file a complaint with the FCC at no cost" [15].

A complaint that gets traction is specific. Collect:

  • Account number and the phone number(s) affected
  • Dates and times of each event (calls, outage start and end, port request date)
  • Copies of bills with the disputed lines highlighted
  • Ticket or case numbers and the names of agents you spoke with
  • Screenshots: call logs, error messages, porting status, caller ID labels
  • What you asked for, and what the provider said or did

Template for the complaint text:

"We are a small business. Our [service type] account [number] with [provider] has [problem] since [date]. We contacted the provider on [dates], ticket [number]. They [response]. We are asking for [specific outcome: credit of $X / completion of the port of (number) requested on (date) / restoration of service]. Attached: bills, screenshots, ticket emails."

Keep a copy of what you file and the confirmation number. If the FCC serves it on the provider, watch for the written response within 30 days [1].

Figure 02
Prepare and follow a phone service complaint
  1. 01Identify the account and events

    Gather the account number, affected phone numbers, and dates and times of calls, outages or port requests.

  2. 02Save supporting records

    Keep highlighted bills, ticket or case numbers, agent names, and screenshots of logs, errors, porting status or caller ID labels.

  3. 03Try the provider first

    Try to resolve the issue with your telephone company. If it remains unresolved, you can file an FCC complaint at no cost.

  4. 04Keep confirmation and track replies

    Keep a copy and the confirmation number. If the FCC serves the complaint, watch for the written response within 30 days.

What a complaint can and cannot do

CanCannot
FCC informal complaint (service, billing, porting)Get a written response from the provider within 30 days of service; sometimes a direct fixGuarantee a refund or outcome; no published resolution statistics were found
FCC unwanted-call complaintFeed enforcement and policyResolve your individual case
FTC reportFeed investigations and call-blocking dataGet an individual reply
State commissionAct where it has authority over your serviceHelp if your service type is outside its authority
TCPA lawsuitRecover statutory damages where the law appliesWork against callers who cannot be identified

Sources: FCC, FCC Consumer Complaint Center, FTC, 47 U.S.C. 227.

If you are in Canada

The structure is different: the CRTC regulates telecom, the Commission for Complaints for Telecom-television Services [16] handles individual service complaints, and privacy has its own commissioners. Our Canada page collects the Canadian rules that apply to a business phone line.

FAQ

Should I complain to the FCC or the FTC about robocalls? Either works for reporting, and neither resolves your individual case. The FTC's DoNotCall.gov is the quick report for unwanted sales calls with no money lost; ReportFraud.ftc.gov if money was lost [8]. The FCC's complaint form has a dedicated path if your number is being spoofed [4].

Who regulates VoIP? The FCC applies many rules to interconnected VoIP, porting among them [3], and takes complaints about it. State authority is limited and contested: the FCC preempted state entry rules for VoIP in 2004, and the Eighth Circuit has held Minnesota's regulation of both nomadic and fixed VoIP preempted [12]. States still collect 911 fees, and rules on fees and consumer protection vary by state.

How long does an FCC complaint take? If the FCC serves it, the provider must respond within 30 days of receiving it [1]. We found no official figure for how long full resolution takes.

Does it cost anything? No. FCC informal complaints are free [1], and FTC reporting is free.

Can I put my business line on the Do Not Call Registry? The FTC's FAQ describes registering "your home or cell phone number" [8], and most telemarketing calls to businesses are exempt from the TSR anyway [6]. For spam reaching a business line, call blocking is the practical tool; see our guide to stopping spam calls to your business.

External Sources (16)

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Researched and written by Auto Attendant Editorial with AI-assisted research tools; sources are cited inline and checked before publication. Report an error: https://autoattendant.io/contact/.