Back to Articles|Published on October 29, 2026|14 min read

Auto Attendant Article

2027 Holiday Closure Calendar for US and Canadian Businesses

Every 2027 US federal and Canadian federal, Ontario, BC, Alberta and Quebec holiday, with observed dates and a checklist for your closed-day greeting.

By Auto Attendant Editorial

2027 Holiday Closure Calendar for US and Canadian Businesses

Summary

  1. 01Holiday laws mainly set employee pay and leave entitlements. Choose your own business closures and make the phone greeting match those decisions.
  2. 02US federal offices and Federal Reserve Banks follow different Saturday holiday rules. Federal office closures can fall on Fridays when the Federal Reserve remains open.
  3. 03Canadian holiday lists differ by province. Christmas and Boxing Day substitute days depend on the applicable rules, so confirm the exact days before scheduling greetings.
  4. 04Tell callers when you reopen and what to do next. Schedule full and partial closures, check the phone system time zone, and test the complete message.
Inside this article
  1. 01Why a holiday calendar matters for your phone line
  2. 02The key point: holiday laws set pay, not whether you close
  3. 03US federal holidays 2027
  4. 04Canadian federal general holidays 2027
  5. 05Province by province: Ontario, BC, Alberta, Quebec
  6. 06The 2027 combined calendar
  7. 07Greeting scripts for holiday closures
  8. 08Scheduling checklist
  9. 09FAQ

Why a holiday calendar matters for your phone line

Every holiday your business closes is a day your phone keeps ringing. If the greeting still says "we're open, please hold," callers wait, give up, and some will not call back. If it says "closed for the holidays" in March, you lose the calls you could have answered.

This guide gives you the 2027 dates you need to plan those greetings in one place: US federal holidays, Canadian federal general holidays, and the provincial lists for Ontario, British Columbia, Alberta and Quebec. Every date below was checked against an official source on 28 October 2026. At the end there is a combined calendar, greeting scripts and a scheduling checklist.

20 secondsA good holiday greeting answers three questions in under this time
12 monthsOntario substitute holiday scheduling window allowed by written agreement

The key point: holiday laws set pay, not whether you close

Holiday statutes mostly decide who gets paid time off, not which businesses must lock the door.

  • United States. The federal holiday list in 5 U.S.C. 6103 sets "legal public holidays," and its weekend rules are written "for the purpose of statutes relating to pay and leave of employees" [1]. It governs federal workers. Private employers decide their own closing days.
  • Canada. Holiday rules sit in employment standards: the Canada Labour Code for federally regulated employers [2] and provincial laws for everyone else. Alberta puts it plainly: "The same rules apply whether a business is open or closed on a holiday" [3].

So the lists below tell you which days your staff may be entitled to, which days banks, governments and many customers will be closed, and which days callers will expect you to be closed. Whether you actually close is your decision (some retail sectors have separate opening-hour rules; check yours if you run a store). Your phone greeting should match what you decide, not what the calendar says.

This is general information as of October 2026, not legal or payroll advice.

US federal holidays 2027

The US Office of Personnel Management (OPM) publishes the federal holiday dates, including "observed" days when a holiday falls on a weekend. In 2027 four holidays move [4]:

HolidayActual dateFederal offices closed (OPM)Federal Reserve Banks
New Year's DayFri Jan 1Fri Jan 1Closed Jan 1
Birthday of Martin Luther King, Jr.Mon Jan 18Mon Jan 18Closed
Washington's Birthday (Presidents Day)Mon Feb 15Mon Feb 15Closed
Memorial DayMon May 31Mon May 31Closed
Juneteenth National Independence DaySat Jun 19Fri Jun 18 (observed)Open Fri Jun 18
Independence DaySun Jul 4Mon Jul 5 (observed)Closed Mon Jul 5
Labor DayMon Sep 6Mon Sep 6Closed
Columbus DayMon Oct 11Mon Oct 11Closed
Veterans DayThu Nov 11Thu Nov 11Closed
Thanksgiving DayThu Nov 25Thu Nov 25Closed
Christmas DaySat Dec 25Fri Dec 24 (observed)Open Fri Dec 24
New Year's Day 2028Sat Jan 1, 2028Fri Dec 31, 2027 (observed)Open Fri Dec 31

Sources: OPM; Federal Reserve Financial Services holiday schedule.

Why the two columns differ: for a holiday on a Saturday, OPM treats the preceding Friday as the holiday for federal pay and leave [4], but the Federal Reserve says that "for holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday." For a Sunday holiday, both close the following Monday [5].

What this means for your greeting:

  • Friday, June 18; Friday, December 24; and Friday, December 31, 2027 are days when federal offices are closed but the Federal Reserve is open. Payments and deposits may still move. Many private businesses stay open, at least part of the day. Decide early and tell your team.
  • December 31, 2027 belongs to the 2028 holiday year. OPM lists it under 2028 because it is the observed New Year's Day for 2028 [4]. Calendars that only list "2027 holidays" often miss it. Extra federal closures can be announced during the year, so check OPM again before December 2027.
  • States add their own holidays. Several states observe days that are not on the federal list. Check your state's list for local closures.
Figure 01
US weekend holidays: federal offices and Federal Reserve Banks
US federal offices
  • For a Saturday holiday, federal offices close the preceding Friday.
  • For a Sunday holiday, federal offices close the following Monday.
Federal Reserve Banks
  • For a Saturday holiday, Federal Reserve Banks and Branches stay open the preceding Friday.
  • For a Sunday holiday, Federal Reserve Banks close the following Monday.

Choose your own closing days and make the greeting match. Payments and deposits may still move when federal offices are closed but the Federal Reserve is open.

Your phone greeting should match what you decide, not what the calendar says.

Canadian federal general holidays 2027

Federally regulated employers (banks, airlines, telecoms, interprovincial transport and others) follow the Canada Labour Code, which lists ten general holidays [2]. The 2027 dates:

General holiday2027 date
New Year's DayFri Jan 1
Good FridayFri Mar 26
Victoria DayMon May 24
Canada DayThu Jul 1
Labour DayMon Sep 6
National Day for Truth and ReconciliationThu Sep 30
Thanksgiving DayMon Oct 11
Remembrance DayThu Nov 11
Christmas DaySat Dec 25
Boxing DaySun Dec 26

Dates as published for 2027 by British Columbia and Alberta for the same holidays; Boxing Day from Alberta's list.

The weekend rule. Christmas and Boxing Day both fall on a weekend in 2027. Under the federal rule, if New Year's Day, Canada Day, the National Day for Truth and Reconciliation, Remembrance Day, Christmas Day or Boxing Day falls on a non-working Saturday or Sunday, employees are "entitled to a holiday with pay on the scheduled work day immediately before or after the general holiday" [2]. In practice that puts federally regulated workplaces' days off around Friday, December 24 and/or Monday, December 27 and Tuesday, December 28. Confirm the exact days with your payroll provider.

Province by province: Ontario, BC, Alberta, Quebec

Most Canadian businesses follow provincial rules, and the lists differ more than people expect.

2027 provincial holiday table

Holiday (2027 date)OntarioBritish ColumbiaAlbertaQuebec
New Year's Day (Fri Jan 1)YesYesYesYes
Family Day (Mon Feb 15)YesYesYesNo
Good Friday (Fri Mar 26)YesYesYesGood Friday or Easter Monday, employer's choice
Easter Monday (Mon Mar 29)NoNoOptionalSee above
Victoria Day / National Patriots' Day (Mon May 24)YesYesYesYes (Monday before May 25)
Fête nationale (Thu Jun 24)NoNoNoYes
Canada Day (Thu Jul 1)YesYesYesYes
Civic / B.C. / Heritage Day (Mon Aug 2)No (employer's choice)Yes (B.C. Day)Optional (Heritage Day)No
Labour Day (Mon Sep 6)YesYesYesYes
National Day for Truth and Reconciliation (Thu Sep 30)NoYesOptionalNo
Thanksgiving (Mon Oct 11)YesYesYesYes
Remembrance Day (Thu Nov 11)NoYesYesNo
Christmas Day (Sat Dec 25)YesYesYesYes
Boxing Day (Sun Dec 26)YesNoOptionalNo

Sources: Ontario's nine public holidays [6]; B.C. 2027 dates and the note that "Easter Sunday, Easter Monday and Boxing Day are not statutory holidays in B.C." [7]; Alberta general and optional holidays with 2027 dates [3]; Quebec's seven statutory general holidays in section 60 of the Act respecting labour standards [8] and June 24 under the National Holiday Act [9].

Notes on the table:

  • Ontario. The Ontario guide lists names, not dates. It notes that Easter Monday and the first Monday in August (Civic Holiday) are given by some employers, but "the employer is not required to do so" [6]. When a public holiday falls on a day an employee does not normally work, the employee gets a substitute day off with holiday pay, scheduled no later than three months after the holiday (up to 12 months by written agreement) [6]. With Christmas on a Saturday and Boxing Day on a Sunday, many Ontario employers will pick Monday, December 27 and Tuesday, December 28; a holiday-date site lists those as the observed days [10], but the law requires a substitute day, not those exact dates.
  • British Columbia. B.C. publishes a dated 2027 list. Boxing Day and Easter Monday are not statutory holidays there; employers and employees may agree in writing to substitute another day [7].
  • Alberta. Alberta separates nine general holidays from four optional ones (Easter Monday, Heritage Day, the National Day for Truth and Reconciliation and Boxing Day); if an employer recognises an optional holiday, holiday pay rules apply [3].
  • Quebec. Section 60 of the Act respecting labour standards lists January 1; Good Friday or Easter Monday "at the option of the employer"; the Monday preceding May 25; July 1, "or 2 July where the 1st falls on a Sunday"; the first Monday in September; the second Monday in October; and December 25 [8]. June 24 is a separate statutory holiday, moved to June 25 only for employees who do not normally work Sundays when the 24th falls on a Sunday [9]. Neither shift applies in 2027. When a holiday does not fall on an employee's regular schedule, the employer pays the holiday indemnity or grants a compensatory day [8].

Other provinces and territories have their own lists. Check your provincial employment standards office before you set your closures.

The 2027 combined calendar

Use this as the master list when you schedule greetings. "Who" shows who commonly observes the day; your own closures are your call.

Date (2027)DayHolidayWho
Jan 1FriNew Year's DayUS federal; all of Canada
Jan 18MonMartin Luther King, Jr. DayUS federal
Feb 15MonPresidents Day (US); Family Day (ON, BC, AB)US federal; ON, BC, AB
Mar 26FriGood FridayCanada federal; ON, BC, AB; QC (or Easter Monday)
Mar 29MonEaster MondayAB optional; QC (if chosen instead of Good Friday)
May 24MonVictoria Day; National Patriots' Day (QC)Canada federal; ON, BC, AB, QC
May 31MonMemorial DayUS federal
Jun 18FriJuneteenth (observed)US federal offices; Federal Reserve open
Jun 24ThuFête nationale du QuébecQC
Jul 1ThuCanada DayAll of Canada
Jul 5MonIndependence Day (observed)US federal; Federal Reserve closed
Aug 2MonB.C. Day; Heritage Day (AB, optional); Civic Holiday (ON, employer's choice)BC; some AB and ON employers
Sep 6MonLabor Day / Labour DayUS federal; all of Canada
Sep 30ThuNational Day for Truth and ReconciliationCanada federal; BC; AB optional
Oct 11MonColumbus Day (US); Thanksgiving (Canada)US federal; all of Canada
Nov 11ThuVeterans Day (US); Remembrance Day (Canada)US federal; Canada federal; BC, AB
Nov 25ThuThanksgiving DayUS federal
Dec 24FriChristmas (observed, US federal)US federal offices; Federal Reserve open
Dec 25SatChristmas DayUS; all of Canada
Dec 26SunBoxing DayCanada federal; ON; AB optional
Dec 27-28Mon-TueCommon substitute days for Christmas and Boxing DayMany Canadian employers (check yours)
Dec 31FriNew Year's Day 2028 (observed)US federal offices; Federal Reserve open

Sources: the dated tables and statutes cited above.

Figure 02
Year-end dates to review before scheduling closures
  1. Nov 25Thanksgiving Day

    US federal Thanksgiving falls on Thursday.

  2. Dec 24Christmas observed by US federal offices

    US federal offices close on Friday; the Federal Reserve remains open.

  3. Dec 25Christmas Day

    Christmas Day falls on Saturday in the US and all of Canada.

  4. Dec 26Boxing Day

    Sunday holiday for Canada federal and Ontario; optional in Alberta.

  5. Dec 27-28Common Canadian substitute days

    Many Canadian employers use Monday and Tuesday as substitute days for Christmas and Boxing Day. Check your own dates.

  6. Dec 31New Year's Day 2028 observed

    US federal offices close on Friday; the Federal Reserve remains open. This observed day belongs to the following holiday year.

Greeting scripts for holiday closures

A good holiday greeting answers three questions in under 20 seconds: are you closed, when do you reopen, and what should I do now.

Single closed day

Thank you for calling [Business name]. Our office is closed today, [Monday, October 11], for [Thanksgiving]. We reopen tomorrow, [Tuesday, October 12], at [9 a.m.]. Please leave your name, number and a short message, and we will call you back after we reopen.

Multi-day closure (end of year)

Thank you for calling [Business name]. Our office is closed from [Friday, December 24] through [Tuesday, December 28] for the holidays. We reopen [Wednesday, December 29] at [9 a.m.]. Please leave a message and we will return your call when we are back. Happy holidays.

Bilingual (Quebec)

Merci d'avoir appelé [Nom de l'entreprise]. Nos bureaux sont fermés aujourd'hui, [jeudi 24 juin], pour la Fête nationale. Nous serons de retour [vendredi 25 juin] à [8 h 30]. Veuillez laisser un message après le signal sonore. Thank you for calling [Business name]. Our office is closed today for Quebec's national holiday and reopens [Friday, June 25] at [8:30 a.m.]. Please leave a message after the tone.

Writing tips:

  • Say the reopening day and time, not just "after the holiday." Callers do not know whether you close for one day or four.
  • For urgent matters, give a real alternative if you have one, and never imply your line handles emergencies. More wording options are in the holiday closure call flow template and the phone menu script library.

Scheduling checklist

Do this once, in January or now, for the whole year:

  1. Decide your closures for 2027 using the combined calendar. Write them down, including partial days (for example a 1 p.m. close on December 24).
  2. Check every location's rules. A business with offices in Ontario and Quebec has different holidays in each; a US-Canada business has two lists.
  3. Enter the dates in your phone system as closed days, if it supports a holiday list, so the closed greeting plays automatically.
  4. Check the time zone your phone system uses for closures. A holiday that starts at midnight Eastern starts at 9 p.m. the night before in Pacific time.
  5. Write the closure wording and save it ahead of time; switch it on the afternoon before.
  6. Plan partial days. If you close early on December 24 or December 31, adjust the hours for that day rather than marking the full day closed.
  7. Tell the people who take overflow calls or voicemail which days the inbox needs checking.
  8. Update other channels: your website hours and your Google Business Profile, so callers see the same information everywhere.
  9. Test it. Call your number on the first closed morning (or simulate it) and listen to the full message.
Figure 03
Prepare and test holiday phone greetings
  1. 01Decide your closures

    Use the combined calendar to write down your closing dates, including partial days.

  2. 02Check each location

    Check the holiday rules for every location, including differences between provinces and countries.

  3. 03Enter closed dates

    Add closed days to the phone system holiday list, if supported, so the closed greeting plays automatically.

  4. 04Check the time zone

    Confirm the time zone the phone system uses to start closures.

  5. 05Save the closure wording

    Write and save the wording ahead of time, then switch it on the afternoon before.

  6. 06Test the full message

    Call on the first closed morning, or simulate it, and listen to the entire greeting.

FAQ

Is Boxing Day a statutory holiday everywhere in Canada? No. It is a federal general holiday and an Ontario public holiday, optional in Alberta, and not a statutory holiday in British Columbia [2][6][3][7]. It is not on Quebec's section 60 list (N-1.1).

Is Easter Monday a holiday? Only in some places: optional in Alberta, and in Quebec an employer may choose Easter Monday instead of Good Friday [3][8]. It is not a statutory holiday in Ontario or British Columbia.

What happens when a holiday falls on a weekend? It depends on who you are. US federal offices close the Friday before a Saturday holiday and the Monday after a Sunday holiday [4]; the Federal Reserve stays open on the Friday [5]. In Canada, employees generally get a substitute day or holiday pay under federal or provincial rules. Your greeting should follow the days you close.

With Auto Attendant, you add each closed date in the dashboard and callers hear your closed message, then voicemail if you choose, for that whole day.

External Sources (10)

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Editorial note

Researched and written by Auto Attendant Editorial with AI-assisted research tools; sources are cited inline and checked before publication. Report an error: https://autoattendant.io/contact/.